The saying that “life begins at 40” rings true for some more than others. Your 20s to 30s are what likely shaped you to be what you are today, and you’ll be carrying everything that you learned until your 40s and beyond. However, your 40s are...
When I’m going through an initial fact-finding meeting, most people have a tendency of not even knowing who their super account is with, let alone what their balance is up to. It’s seen as just an account that gets added to occasionally by your employer,...
“Concessional” contributions and “Salary sacrificing” are a couple of terms you might have heard before. They’ve probably popped up in conversation with friends and family, co-workers, or that acquaintance that catches you in a corner at parties and never shuts up about finance. If these...
When I say I’m a financial adviser, the most common question I get from friends and acquaintances is: “what is it that you actually do?” And it’s a great question! In short: I take a client’s entire personal and financial situation into consideration, and then look...
When it comes to managing and improving your finances, many Australians don’t know what steps to take and if they are on track. But despite their uncertainty, they continue to do nothing and stress about their finances. When you are unwell, you go to your doctor. When...